Terms & Conditions
Power of Attorney & Agreement
Our work requires communication with insurance companies, e.g., to obtain quotes, to obtain terms and conditions and be able to make comparisons, etc.
The insurance companies require that we present a power of attorney, which clarifies that we have the exclusive right to represent your company during the assignment period. The power of attorney also gives us the opportunity to sign, terminate, and change insurances on behalf of our client. But it is you who make the decisions and we who ensure they are executed!
Thus, we sign a separately drawn-up agreement with each client. This is supplemented by the general terms and conditions applicable at any given time.
General Terms
- Löwenthal Skandevall Försäkring AB is licensed to conduct insurance mediation for non-life insurance and is under the supervision of Finansinspektionen. The company is further registered as an insurance intermediary with Bolagsverket. Contact information for Finansinspektionen is www.fi.se or Box 7821, SE-103 97 Stockholm. Employees are currently Morgan Löwenthal and Aron Skandevall.
- The company is a member of the Swedish Association of Insurance Intermediaries (Sfm) and follows Sfm's ethical guidelines.
- Our advice is always based on an independent analysis.
- The address is: Storgatan 82 B, nr 2405, SE-352 27 Växjö.
- Complaints regarding the services are made to the Complaints Officer: Morgan Löwenthal, Storgatan 82 B, nr 2405, SE-352 27 Växjö, Tel +46 (0)470 74 95 90 or morgan@lsfab.se.
- For the performance of the assignment, the Client provides a power of attorney to the company. This power of attorney can be revoked by either party. A revocation of the power of attorney is also considered a termination of the assignment agreement.
- If the Client revokes the power of attorney before the company has had time to mediate insurance, the company is entitled to reasonable compensation for work performed.